Help to Buy Mortgage Calculator

Enter your property details below to work out whether you could afford a home using a Help to Buy equity loan

Property price
Cash deposit
Loan Value
Mortgage requirement

How much can I borrow ?

annual income

You may be able to borrow

This is than your mortgage requirements of .

It is likely that you could afford the property based on the information you’ve given us.

It may be possible you can afford the mortgage by increasing the Help-to-Buy Equity Loan amount. Review this section if possible.

It’s unlikely that you’ll be able to afford to buy with an equity loan based on the information you’ve given us. You may need to search for a property with a lower purchase price or save up a bigger deposit.

Calculation are based on 3.5-4.5 times your total annual income

Lenders' criteria vary and other factors will affect their decision